Information for members of the LGPS and those with police, firefighter, teacher and NHS pensions

What will the scheme provide?

Find out what the Local Government Pension Scheme (LGPS) can offer.

Your pension will be deferred and is revalued annually in line with Pensions Increase Orders, which are linked to inflation. There may be occasions where inflation is a negative figure; if this is the case your pension will not increase, but we will never reduce your pension*.

*The only exception to this rule is where you stop contributing to the scheme and, at the end of that scheme year, inflation is a negative figure; in this scenario, you would receive pro-rated (negative) inflation for that year only. Going forward, any negative inflation would simply be ignored.

If you are no longer in employment with the Local Government Pension Scheme (LGPS) in which your benefits were built up, you can elect for payment of your pension from age 55 or possibly earlier if you are suffering from ill health or injury and would be incapable of carrying out the duties of your former employment.

If you left your employment before 1 April 2014 you will need your employer’s consent to draw your pension before age 60.

When you die, there may be a tax-free lump sum for your dependents plus pensions for your spouse, civil partner or, if you left employment on or after 1 April 2008, for your eligible cohabiting partner.

Pensions are also payable to your eligible children.

Additional information

 
Last updated:
9 July 2018

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