Information for members of the LGPS and those with police, firefighter, teacher and NHS pensions

How is my pension calculated?

How we calculate your LGPS pension.

The Local Government Pension Scheme (LGPS) is a career average revalued earnings (CARE) scheme. This means that the pension you get is based on your annual salary for each year you are a member of the LGPS.

It is calculated using the following formula:

  • pensionable pay paid in each scheme year (1 April to 31 March)/49 (or divided by 98 if you elected to join the 50/50 section)

Your CARE pension is revalued each year by Treasury Orders which are in line with the Consumer Price Index (CPI).

If you paid into the scheme before 1 April 2014, your benefits before that date will provide final salary benefits which will provide a pension of:

  • service 80ths (membership to 31 March 2008) x 1/80 rate x final pay


  • service 60th (membership from 1 April 2008 to 31 March 2014) x 1/60 rate x final pay

plus a lump sum of:

  • service 80ths (membership to 31 March 2008) x 1/80 rate x final pay

See how much your pension is worth 

You can visit the Retirement Illustrator to see how much your pension will be at your retirement. We hope you find the pensions calculator helpful in planning for your future. Although we can’t predict what will happen between now and when you retire, this modeller will help in your financial planning.

Additional information

If you are considering re-employment or have been re-employed following retirement, your pension may be suspended or reduced (abated), depending on your new salary.

Last updated:
9 July 2018

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