Information for members of the LGPS and those with police, firefighter, teacher and NHS pensions
Last updated:
17 May 2017

Can I transfer or combine another pension to the LGPS?

What happens if you want to transfer or combine other pensions to the LGPS.

Transferring

You can elect to transfer other pensions in, providing we are able to accept the transfer and your request is within 12 months of you joining the Local Government Pension Scheme (LGPS).

You can find out more about transferring into the LGPS by reading the following guides:

If you elect to transfer outside the 12-month window, or you have already been a member of the scheme for more than 12 months and you are considering transferring in previous pension rights, you will need both your employer’s and the pension fund’s consent before the transfer can go ahead.

The value of the transfer will be used to buy service credits or earned pension or both (depending on the type of transfer received) into the scheme to increase the amount of pension you accrue when you retire.

If your transfer is from another public sector scheme and you elect to transfer within 12 months of joining your current employment, your transfer will buy CARE and final salary benefits in the LGPS, providing you have not had a break of more than five years, during which you were not a member of a public sector pension scheme.

If you have previously opted out of the LGPS and decide to re-join the scheme, you will not be able to aggregate the two periods of LGPS benefits.

If you are interested in transferring any pension rights from another pension into the scheme, you should complete the forms above, depending on whether the transfer is coming from within the LGPS or from a non-LGPS source.

Any benefits transferred in as final salary benefits will continue to increase in line with your pay in your current post.

If you wish to investigate a transfer from an overseas scheme, please contact the Pensions Team.

Combining

If you have left your Local Government Pension Scheme (LGPS) employment and re-join in the same or a different fund, your periods of LGPS membership will be automatically combined, unless you elect to keep them separate within 12 months of rejoining the scheme.

However, if you left the scheme before 1 April 2014 and rejoin you will need to elect to combine the benefits (see the guide below for more information). If you haven’t had a continuous break of more than five years, you will retain the final salary link to all of your benefits built up before 1 April 2014.

 

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