On 6 April 2006, the Firefighters’ Pension Scheme 1992 (FPS 1992) became a closed scheme. Consequently current active members will be those:
- employed as an operational firefighter
- who joined before 6 April 2006
- who have not opted out of the scheme
- have not had any subsequent break in continuity of employment
- have full or tapered protection.
Please note that if you work for the West Sussex Fire & Rescue Authority but you are not an operational firefighter you will be eligible to join the Local Government Pension Scheme.
The FPS 1992 is a final salary scheme which links the build-up of your pension to the earnings you receive in your final year of membership. You will automatically join the FPS 1992 if you transfer from another fire and rescue authority and you were a member of the FPS 1992 in that employment.
What the scheme offers
Being a member of the FPS 1992 offers you:
- a low-cost and tax-efficient way to save for your retirement
- contributions from your employer
- the option to pay additional contributions towards your pension
- a secure inflation-proofed pension when you retire, with the potential for a tax-free lump sum
- life cover that pays a lump sum should you die while an active member and income protection for your dependants
- the option to retire earlier than the normal pension age if:
- you have to retire on the grounds of permanent disablement
- you choose to take early retirement or partial retirement
- you are given employer-initiated early retirement.
You can also keep track of your pension and find out how much you might get when you retire by viewing your personal account online.